Ah, the New Year. That magical time when we vow to become a better version of ourselves—healthier, wealthier, and more organized. As an experienced insurance agent, let me be honest: I’ve seen more resolutions crash and burn than cheap folding chairs at a family barbecue. But fear not! I’m here to sprinkle some humor into your planning and maybe, just maybe, help you stick to one resolution.

Top Resolutions and How Insurance Fits In

1. “I’m going to the gym 5 times a week!” Sure you are. Just remember, that treadmill isn’t going to outrun your need for a solid health plan when you pull a muscle mid-squat.
2. “I’ll save more money this year.” Fantastic! But what if your roof decides to have a midlife crisis or your car thinks it’s auditioning for a demolition derby? Let’s talk about your coverage before Murphy’s Law strikes.
3. “I’ll eat healthier!” Kale smoothies are great until you accidentally bite into an avocado pit. Dental insurance: it’s what’s for breakfast.
4. “I’ll get my life organized.” Translation: “I’ll finally open that stack of mail that’s now a fire hazard.” Pro tip: somewhere in there is your insurance policy. Don’t worry, I’ll help you decipher it.

Why Insurance Should Be Your Top Resolution

Unlike your gym membership, insurance isn’t something you’ll regret by February. It’s there when life throws its curveballs—like that neighbor who swears their tree branch “wasn’t hanging that low” before it took out your car.

Let’s make this the year you plan for the unexpected, laugh at the inevitable, and maybe—just maybe—achieve one resolution.